Two Ways to Pay, One Terminal, Ninety Seconds

The ninety-second demonstration video is on the original LinkedIn post.

I could write another post about debit interchange.

It's faster to just show you.

Ninety seconds, one terminal, two ways to pay.

The point isn't that one is better. It's that most community banks have never measured which ones their program is actually running — or what that mix earns.

Source: Federal Reserve Reg II average interchange data (2024, exempt issuers). Averages are by transaction category; a given transaction's path depends on the merchant's routing configuration.

Originally posted on LinkedIn, August 14, 2026.