PayLo Cash Discount Program

Eliminate Credit Card Fees and Begin Saving with PayLo

Are  you looking for a way to still accept credit cards, but not having to  deal with the monthly bills? PayLo is the solution for you.  Learn all about how this cash discount program can work for your  business and help you save on credit card fees. 

Legally Vetted

 PayLo is legally vetted at the state and federal levels. It's the only cash discount program to be legally patented as well. 

No Obligations

 Try PayLo with your customers as long as you like. If for any reason you  don't love it, we'll switch you back to traditional processing. 

Fast Setup

 Hassle free payment processing is just a call away. PayLo is fast to set up with durable plug-and-play equipment. 

Simple Pricing

 PayLo pricing and fees are fully transparent to merchants and customers. 

Fully Mobile

 Wireless terminals available for payments on the go. No pin pad required. 

Accepts All Payments

Available for all credit card types, ApplePay and Android Pay with EMV chip required 


"PayLo has really made a difference with the fees that we pay on our credit cards. Before, the fees were pretty high. Ever since we switched to PayLo, those fees are gone. It's really made it a lot easier for us to manage our income and our net profit is looking good."

- Alis Burger, Owner

"I used to pay around $600-$1,000 in fees a month because I would absorb all the credit card charges. With PayLo, I pay under $100 a month."

- Theresa Guerra, Boost Mobile

"I've been using PayLo for the last 4 months and I'm saving about 80% on credit card fees."

- Angel Yankas, Owner

Angel Cleaners

"PayLo has been great for me. On average, my tabs run between $20-$25 and I have very few customers that ask about the .79 service charge, and when they do I just compare it to an atm service fee - they seem to understand the concept. The equipment has been really durable, holding up during fast-paced peak times."

-Mike Brewer, Owner

The House Bar

PayLo F.A.Q.'s

What is PayLo?

PayLo is a legally patented cash discount program that was created to offer merchants nationwide an alternative to standard credit card processing. 

What is a cash discount?

A “cash discount" occurs when a merchant decreases the price for cash purchases. Cash Discounts reward customers for paying by a particular means and/or for not using a particular means of payment. 

How is a cash discount different than a surcharge?

A "surcharge" occurs when a merchant increases the price for credit card purchases. A “cash discount" occurs when a merchant decreases the price posted for their goods and services for alternative payment / purchases. No surcharges or fees are allowed on debit card transactions, specifically PIN based debit. 

Cash Discount Rules and Regulations. What are the legal details behind a cash discount program?

Ready to get Started?

Call to Learn More (888) 461-2918

Call or send us an email.  A PayLo Professional will contact you to answer any questions.

Payment Data Exchange

(888) 461-2918